Should I Sign a Medical Release from an Insurance Company?
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If you’ve been injured in an 18-wheeler accident, you will likely have to deal with an insurance company to recover compensation for medical bills, property damage, lost income, and more.
After an accident, insurance companies try to overwhelm you with red tape in order to frustrate you into accepting a low settlement offer. However, you should not freely sign all forms that come your way.
If you or a loved one has been injured in a semi-truck accident, call Zinda Law Group at (800) 863-5312 for a free consultation with a truck injury lawyer.
Do Not Sign Away Your Rights
It is likely that you will receive a barrage of paperwork from the at-fault driver’s insurance company, but beware: buried in the imposing mass of paper will be a blanket medical “release” or “authorization.”
This form gives the insurance company the ability to access all of your medical records, not just what you would believe is relevant to the accident. By signing such a form, you are giving the claims adjuster access to some of your most private information and your entire medical history.
They will be able to see your past blood work and physicals, the broken arm you suffered as a child when you fell off your bike, or that embarrassing rash you had last summer.
Protect Your Information
It makes sense that an insurance company would need to see your medical records to compensate you, right? Yes, but it is important to remember that, at the end of the day, the insurance company’s goal is to limit the value of your claim. By signing a medical release or authorization, you give the insurance company the ability to access your medical history without limit.
Often, the insurance company will use the medical release to dig into your past medical history. They will attempt to limit or deny your claim by establishing preexisting conditions or injuries. The adjuster will try to show that you do not need to be fully compensated because something in your past contributed to your current injury.
Consult with a Truck Accident Attorney
Your compensation in a personal injury case will be based on your injuries and treatment, but there is no need to supply an insurance adjuster full access to your medical history. Instead, you can obtain relevant information yourself or through your attorney, and review the documents to ensure you are not sending along unnecessary private medical information.
Under certain circumstances, signing a medical release may be appropriate. However, this is a decision that should be made after consulting an experienced attorney. An experienced personal injury attorney can review the release and the circumstances of your case and, only then, provide legal advice.
Our Truck Injury Lawyers Can Help
Obtaining compensation through an insurance company can be overwhelming and intimidating. If you or a loved one is filing a claim, you may need assistance recovering the compensation you deserve, and an experienced lawyer can assist you with seeking full damages.
Call Zinda Law Group today at (800) 863-5312 to receive your free consultation with one of our skilled truck accident lawyers. Meetings with attorneys by appointment only.