How to Negotiate an 18-Wheeler Accident Settlement with Travelers Insurance
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Seeking compensation after an 18-wheeler accident can be a trying experience. Not only will you likely be left to deal with medical bills, property damage, and missed work, but you will also have the truck driver’s insurance company trying to minimize your claim at every turn, in an effort to pay out as little as possible.
If you or a loved one has been injured in an 18-wheeler wreck, call Zinda Law Group at (800) 863-5312 for a free consultation with a skilled truck accident attorney.
What to Expect in a Negotiation with Travelers Insurance
Travelers is well established and one of the largest writers of commercial casualty insurance in the United States. Insurance claims adjusters with Travelers are known to be reasonable and pleasant. However, don’t mistake a pleasant insurance claims adjuster for one who is eager to pay out on your claim.
Remember that a claims adjuster’s job is to minimize the expense for the insurance company; their goal is to pay as little as possible or none at all. Trucking companies carry large insurance policies on their trucks, often coverage of $1 million or more. Therefore you should expect aggressive tactics from the claims adjuster as they try to avoid paying a large settlement. Since not many cases against Travelers go to trial, it is likely you will be able to negotiate a settlement and avoid a lawsuit.
What to Expect in a Settlement
Before you begin negotiating with Travelers, be sure you know how much your claim is worth. Consider all your expenses and develop a bottom-line figure. Take into account such things as your current medical bills, long-term treatment costs, property damage, pain and suffering, and lost wages.
An attorney experienced in 18-wheeler accidents can help you evaluate the value of your claim. Once you have determined a bottom-line figure, stick to it and be prepared to file a lawsuit if the adjuster will not offer a settlement above this figure.
Now it is time to gather all the documents and evidence on your case. A diligent liability investigation is a critical first step in the negotiation process. Being able to establish the truck driver is at fault will assist you in negotiating with the claims adjuster. With this information in hand, draft a personal injury demand letter to your insurance company with your ideal compensation offer.
Next, your insurance claims adjuster will either accept your offer or, the more likely, respond with a counteroffer. Don’t be offended or doubt the value of your claim if you receive a counteroffer. Remember that the adjuster’s job is to minimize payouts. It is perfectly legal for them to pay you less than you are entitled. You can send them your own counteroffer. If you are unable to negotiate an acceptable settlement or they refuse to meet your bottom-line figure, be prepared to file a lawsuit.
Get Help from Nationally Recognized 18-Wheeler Accident Lawyers
Pursuing a personal injury claim after an 18-wheeler accident can be incredibly challenging. At every turn, the insurance company will be trying to minimize your settlement. Having an experienced attorney who is knowledgeable of 18-wheeler accidents will help you maximize your compensation.
At Zinda Law Group, our semi-truck accident attorneys can help you build the strongest case possible and pursue maximum recovery for medical bills, property damage, loss of income, pain and suffering, and more. And as one of our clients, you will pay nothing unless we win your case.
If you or a loved one has been injured in an 18-wheeler accident, call Zinda Law Group at (800) 863-5312 for a free consultation with one of our experienced truck accident lawyers. Meetings with attorneys by appointment only.