How Long Do You Have to File a Truck Accident Claim?
Truck accidents are sadly all too common and can result in serious injuries and property damage. If you are involved in an accident, you should seek the assistance of a truck accident attorney as soon as possible as there is a limit on the amount of time you have to file your claim. If you wait too long, your rights as a truck accident victim could be lost forever.
State Where Truck Accident Occurred
The state in which your truck accident occurred will be the most crucial factor in determining how long you have to file a lawsuit following your accident.
- Oregon offers the longest time for plaintiffs to file suit at 10 years after the accident.
- North Dakota, Maine, & Minnesota tie for second, allowing victims 6 years to file their accident claim.
- Most other states allow for between 2 and 3 years.
Insurance Policy Contract
Your window may be shorter, however, due to the terms of your insurance agreement. Many drivers have uninsured or underinsured motorist coverage, commonly (and respectively) abbreviated as UM or UIM insurance.
With these options, there is sometimes a notice provision that places shorter requirements than the multiple year statute of limitations in filing a legal action against the at fault truck driver. In these cases, the insurance policy contract will take precedence over state law and set the ultimate time limits for filing your action.
It is important that you act as quickly as possible following your truck accident. Though two years sounds like a long time to file a suit, the longer you wait to retain the assistance of an experienced truck accident attorney, the harder it may be to successfully bring your action.
Critical, Time-Sensitive Evidence
In the hours and days following the truck accident, critical evidence must be gathered or it could be lost forever. This includes:
- Photographs of the scene of the accident
- Cell phone records
- Black box data
- Signs of drug or alcohol usage
- Much more
This evidence will uncover liability for the crash, pointing to the truck driver’s negligence.
It will also be critical to establish your injuries stemmed from the truck accident. Seeking medical attention right away is the best step towards thwarting any claims that your injuries are unrelated or preexisting.
It is imperative that your first stop after the truck accident is a medical provider who will assess and treat your injuries. Your attorney will then guide you through maintaining records of all medical treatment, time off work, and other expenses associated with the accident, which you will need to support your legal claim. With swift action, you can seek a full recovery for your injuries stemming from the truck accident.
Zinda Law Group: Call Now to Protect Your Legal Rights
If you have been involved in a truck accident, you have a limited time within which to initiate an action. The truck accident attorneys at Zinda Law Group will act quickly to protect your legal rights, ensuring you do not miss vital deadlines. We offer experienced, dedicated, and compassionate representation to truck accident victims across the country.
Our skilled attorney team will fight for your full recovery, including medical expenses, lost wages, pain and suffering, and more. We offer a free consultation to new clients and have office locations nationwide. Call Zinda Law Group toll free at 800-863-5312 to start us fighting for you!